October 17, 2017
In September, Equifax revealed a massive data breach and that the personal information of more than 140 million Americans was exposed. Your social security number, driver’s license, credit card numbers, date of birth, and address could all be on the dark web–even if you don’t have a credit card in your own name. If your personal information was stolen it can impact your future, like having to pay higher interest rates on grad school loans. Someone can even e-File and get your tax refund. Here are some steps you should take now…don’t wait:
• Verify – Visit Equifax to confirm whether your personal information was breached. Equifax is providing free monitoring to those impacted.
• Review your credit reports – Everyone is entitled to a free annual copy of their credit report. To request one, go directly to AnnualCreditReport.com.
• Stay Alert! The effects of this breach will be felt for years to come. Continue to monitor your bank and credit card statements for suspicious charges, and be vigilant about emails offering to “fix your credit.” It is likely a phishing attempt.
• The Federal Trade Commission has set up a consumer’s webpage with up-to-date information. Check out their recommendations.
• The Information Security Office launched a new Welcome page this fall, and it’s a great place to learn about the basics of staying safe online.